CONSIDER EVERYTHING
Risk Survey and Insurance Planning
Develop, organize and manage your risk matrix.
How we create value
Risk Identification
You can’t manage what you don’t see. Now more than ever, you must meet the challenges of the present and the future with risk-informed decision-making. We begin by helping you identify material risks that could prevent you from achieving your goals and objectives and help you cultivate a solid understanding of your risk exposures. You’ll be able to make better-informed choices and help avoid costly mistakes.
Risk Assessment
We review the basket of risks in the lives of you and your family and analyze potential risks that could negatively affect you financially for years to come, perhaps even a lifetime. We help you establish a sightline for each risk to help you see your risk gaps, assess who is affected and rank how these risks might adversely affect achievement of your goals and objectives.
Risk Quantification
We develop a matrix of the material risks to your financial well-being, measuring both the likelihood of occurrence and financial impact. The matrix provides a quick snapshot of your threat landscape to help you visualize the probability, severity and impact of potential risks. Your risk matrix helps you more easily foresee events that can have a substantial impact on your financial well-being and highlights your highest -rated risks.
Risk Treatment
We help develop your range of options to mitigate the material risks to your financial well-being. We explore strategies to avoid, reduce, transfer and share your risk exposures and help you determine, select and implement your action plan. We help you establish and integrate relationships with other members of your advisory team to create the workflows and responsibilities for completing your action plan.
Insurance Coverage Requirements
For your uninsured risks that you are unable to avoid, reduce or transfer and that you choose to insure, we help identify and recommend appropriate insurance companies and insurance policy and coverage, including policy exclusions and coverage limits. We help offer you insights about company and policy strengths and weaknesses and company and policy differences.
Policy Review
We review the issuance dates of your existing policies and evaluate if your coverage limits leave you unnecessarily insured, inappropriately insured or underinsured. We consider if newer and better policies may have become available for your needs or if policies may be better deployed elsewhere in your wealth management plan. We review existing policies that may benefit from a new policy proposal and price quote
Coverage Gap Analysis
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Policy Coordination
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