Succeed with healthy ambition for good results, improved knowledge and satisfying rewards. Collaborate with a team that recognizes your desire for personal improvement and accomplishment.
We provide the intellectual capital, wealth management experience and leadership to help people with ambition achieve the success they seek for themselves, their families and the issues important to them.
High net worth and ultra-high net worth families benefit from the intent and focus family offices provide with a broad spectrum of integrated wealth management services.
We provide fiduciary wealth management services integral to the focus of private family offices. Our services are available to all clients as part of the wealth management workflows of our client servicescape.
Create a plan designed to build the future you see for yourself. Designed with intent and direction that will focus your team’s intellect and effort around what’s important to you.
We are dedicated to building clear-purposed family wealth management plans and true long-term investment portfolios tailored and focused to match each plan.
Select our professional board-certified team who has the education, training, experience and resources to help guide you to achieve financial success for you and your family.
As the CEO of your wealth, you provide purpose and direction. We provide counsel to help remove barriers, technical advice to solve problems and management to carry out process.
It is a privilege that very few people, if any, will get in their lives to be entrusted with guiding you financially and helping you manage your capital.
We respect the vitality and hard work you put forth every day to build, protect and grow your capital. We respect what you are trying to achieve by serving you only as a fiduciary.
Harness time to achieve the incomparable power of compounding. What makes plans work is capital growth. It is a feat that too few families and individuals accomplish in a lifetime.
Successfully building your wealth will pivot on your discipline to compound your investment returns over long periods of time and avoid the long list of risks to your success. We help you pivot.
DISTINCTIVE VALUE
Our business is wealth management
and our focus is helping you succeed.
Planning and managing family wealth is a complex business endeavor. We serve as a dedicated advisor to serve our clients’ family wealth management needs in deeper, more focused and more helpful relationships. We are prepared to be your first call.
Cash flow is the oxygen of your financial life. We construct a proprietary cash flow bridge for you to help you avoid cash shortfalls and meet your financial obligations while productively managing a cash management portfolio for you.
Risk and insurance touches every aspect of personal and business life. Risks to your life, health, property, livelihood and ability to work, profession, personal data . . . life is full of risks. Insurance helps keep you whole when bad things occasionally happen. We don’t sell insurance. We advise.
The number of tax regimes we are all faced with is mind-boggling. We help you consider how to best structure the investments you make and your exit strategy before you commit capital to help you minimize your overall tax exposures and costs.
Precious few plans will succeed without long-term, after-tax compounding of your investment returns. We position your investments to benefit from after-tax, risk-managed, long-term wealth compounding. We build and manage separate accounts of diversified individual securities for each client.
Whether you’re preparing to transfer your ownership in your largest asset – your privately held business, or you’re preparing for retirement from your career, we help you develop your vision for what’s next to help you maximize value to you and minimize your taxes.
Planning for the protection and transfer of your estate helps contribute to the legacy of your life’s work. Without a plan, you forfeit opportunities to express your wishes for the fruits of your life’s work and accept the default plan the government has for you. We help you express your wishes.
Philanthropic and legacy planning helps enable you to expand your estate planning effort with a mosaic of values, meaning, guidance, purpose and responsibility for your posterity and matters that are of lasting importance to you. We help you plan and express your philanthropic intent.
It’s your capital, so we position you as the highest-ranking member of your wealth management team,
responsible for setting the agenda and delegating responsibilities to C-Suite professionals.
The best CEOs recruit and hire proven, accomplished C-Suite professionals.
Professionals whose titles begin with C, meaning the “chiefs” who get things done.
This is the group of people with the most important roles to help you as CEO.
We have decades of deep experience advising wealthy families with complex financial needs.
Your capital working intelligently for you.
*As of January 31, 2023.
Client tenures precede the formation of Intelligent Capitalworks.
It’s not about the firm and how big it is.
It’s about long-term client success.
One client at a time.
Managing Director
Wealth Management | Regulatory Affairs
Chief Compliance Officer
Managing Director
Wealth Management | Client Service
Chief Client Administrative Officer
Managing Director
Wealth Management | Portfolio Manager
Chief Client Wealth Officer
Managing Director
Wealth Management | Client Engagements
Chief of Staff
Managing Director
Wealth Management | Portfolio Manager
Chief Client Wealth Officer
Executive Director | President
Wealth Management | Risk and Strategy
Chief Investment Officer
There are markers for professional integrity and commitment. Professionals will subject themselves to the highest legal standards of fiduciary client care.
They will adhere to professional codes of ethics that create career jeopardy for violating a fiduciary standard of care. Look for the standards to which they adhere.
Our career wealth management professionals serve each client as a team, with a passion for excellence, intellectual honesty, integrity and leadership.
Our team of wealth management professionals has worked together collectively for 74 years of our more than 100 years of collective experience.
CEFEX-certified firms adhere to a standard representing the best practices in their industry. Intelligent Capitalworks is one of only two CEFEX-Certified financial advisory firms in Arizona offering fiduciary fee-only wealth advisory services for high-net worth individuals, families, and trusts.
All investors want an advisor they can trust. The Institute for the Fiduciary Standard is a champion for investors. Helping investors find a real fiduciary advisor is the Institute’s mission. Intelligent Capitalworks is one of the only two financial advisory firm members of the Institute in Arizona.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP© professionals meet rigorous education, training and ethical standards, and are committed to servicing their clients’ best interests. All client advisors at Intelligent Capitalworks are Certified Financial Planner professionals.
NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.
The CFA Institute is a global, not-for-profit professional organization that provides investment professionals with finance education. The institute aims to promote standards in ethics, education, and professional excellence in the global investment services industry.
NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.
The Academy of Special Needs Planners consists of special needs planning professionals such as attorneys, financial planners and trust officers who provide the knowledgeable service and advice to persons with special needs and to their families.
The Central Arizona Estate Planning Council is a group of approximately 200 professionals working in the greater Phoenix, Arizona area, that specialize in legal, accounting, insurance, investment, trust, and valuation services, as well as representatives from various charitable organizations.
The National Center for Family Philanthropy offers a range of programs and services to foster learning for philanthropic families and provide easy onramps for families to begin planning, learning, and accessing custom philanthropic support and resources.
Intelligent Capitalworks is the only Arizona-based wealth management consultant and philanthropic advisor member of NCFP.
The National Society of Compliance Professionals is a nonprofit, membership organization dedicated to providing financial services compliance professionals with a wide range of compliance resources, continuing education and regulatory involvement through representation of compliance interests. Intelligent Capitalworks is the only member of the NSCP in Arizona.
The Investment Adviser Association advocates before lawmakers and regulators as the only organization exclusively representing the interests of fiduciary investment advisory firms on issues that matter to advisers and their clients. Intelligent Capitalworks is the only member in metropolitan Phoenix offering fiduciary fee-only wealth advisory services.
Investment Adviser Public Disclosure (IAPD) database provides information about investment adviser firms registered with the SEC and most state-registered investment adviser firms. The SEC typically regulates larger investment advisers while smaller investment advisers generally are regulated by the states. You can search for an Investment Adviser firm on this website.
Bloomberg Business Profile: ICW Investment Advisors LLC, doing business as Intelligent Capitalworks, offers fiduciary investment and wealth management services. The Company specializes in retirement planning, investment management, trust and estate planning, and philanthropic planning. Intelligent Capitalworks serves clients in the United States.
The Financial Planning Association© (FPA©) is the leading membership organization for CERTIFIED FINANCIAL PLANNER ™ professionals and those engaged in the financial planning process. FPA offers resources designed to help individuals understand the importance of financial planning and the value of objective advice from a financial planner.
Forbes Finance Council is an invitation-only, professional organization of senior-level financial services executives and leaders who are selected for the council based on their depth and diversity of experience in the financial services industry.
Using data points collected from the SEC, the investor.com Trust algorithm prompts questions Americans should ask their financial advisor. The investor.com Trusted badge is awarded to the advisory firms that meet strict regulatory requirements.
Expertise.com reviews, curates and scores financial advisors on more than 25 variables across five categories – Availability, Qualifications, Reputation, Experience, and Professionalism – and analyzes and gives you the results.
Have you been measuring what matters most to your future financial success, or have you been focusing on the market’s
Much has been written about investment behavioral mistakes and whether financial advisors can help clients generate market-beating investment outperformance. Amid
When building wealth for the long term, your goal should be long term investing ‒ time in the market versus
Quantifying a financial advisor’s value has become easier in recent years as financial services firms have undertaken and completed studies
Nationwide
Virtual
Chandler
Gilbert
Mesa
Phoenix
Peoria
Glendale
Scottsdale HQ
Paradise Valley
Carefree
(866) 617-2900
(480) 542-2900
(602) 245-2900
(480) 951-2900
Located in the heart of North Scottsdale
Scottsdale Road & Frank Lloyd Wright Boulevard
16427 N Scottsdale Rd, Suite 350
Scottsdale, AZ 85254
Nationwide
Virtual
(866) 617-2900
Chandler
Gilbert
Mesa
(480) 542-2900
Phoenix
Peoria
Glendale
(602) 245-2900
Scottsdale HQ
Paradise Valley
Carefree
(480) 951-2900
Tucson
Oro Valley
Green Valley
(520) 636-2900
Prescott
Cottonwood
(928) 222-2900
Flagstaff
Sedona
(928) 272-2900
Located in the heart of North Scottsdale
Promenade Corporate Center
Scottsdale Road at Frank Lloyd Wright Blvd.
Easy access from the Loop 101 or SR-51.
Nationwide
Virtual
(866) 617-2900
Chandler
Gilbert
Mesa
(480) 542-2900
Phoenix
Peoria
Glendale
(602) 245-2900
Scottsdale HQ
Paradise Valley
Carefree
(480) 951-2900
Located in the heart of North Scottsdale
Promenade Corporate Center
Scottsdale Road at Frank Lloyd Wright Blvd.
Easy access from the Loop 101 or SR-51.
Tucson
Oro Valley
Green Valley
(520) 636-2900
Prescott
Cottonwood
(928) 222-2900
Flagstaff
Sedona
(928) 272-2900
Copyright © 2005-2024 ICW Investment Advisors LLC, a Delaware limited liability company. All rights reserved.
We combine intellectual capital with critical thinking and detailed analyses across the 10 allied disciplines of wealth management to create whole-system thinking and integrated strategies that address your needs.
This is complex work with a multitude of variables that can produce opposite results. It’s a workspace in multiple dimensions. We are educated, trained and experienced for this work.
We manage the support systems and processes across
39 tailored personal wealth management workflows.
Cash management is a key component of liquidity management. It includes the efficient management of your cash flow, investments, and cash reserves in order to achieve your overall financial objectives.
As inflation remains high and interest rates rise, we help you deploy your cash flow and cash positions to earn higher interest rates.
Liquidity and cash management also involves managing the risk of short-term financing and making sure cash is available when needed.
We help you understand your current level of risk exposures and help identify personalized solutions that seek to help protect the risk-exposed areas of your financial life.
We review how your assets are titled to maximize your protection in the event of a lawsuit or other claims.
We help coordinate your business and personal insurance with your employer-provided benefits to avoid any gaps or overlaps in coverage and help integrate your insurance policies with your estate plan.
Tax-planning and strategy may offer opportunities to minimize and optimize your tax expenses. The time for tax planning and strategy development occurs at the beginning, not at the completion of an investment or tax year.
We provide guidance focused to your unique situation and help you exercise care to engage in tax planning that is flexible enough to help you respond to changing market conditions, tax law changes and unexpected outcomes.
We collaborate with your tax professionals to help structure your investment operations to become more tax efficient.
What makes plans work is capital growth. The playing field is arrayed with no shortage of obstacles that conspire to impair capital growth.
Whatever or whoever the conspirators are, capital growth is paramount. Forces outside and within your control must be well-managed.
We tailor and manage your investment operations to help reduce unforced errors and mistakes and compound your long-term, after-tax returns.
We prepare informative studies that help you see if your assets and investment strategies are on track to successfully support your dreams and desires and sustain you without an earned income for as many as 30 to 40 years in retirement.
As you approach retirement, we help you see beyond this hard-earned moment in time, spot hidden risks, map a path and contribute our experience and resources to help you reach your goals.
We help you recognize that planning for the retention and transfer of your wealth is far more than numbers on a balance sheet and minimizing estate transfer taxes.
Your wealth also comprises your family and its health, education, life’s experiences, knowledge, relationships, mental and physical fitness, values and spirituality.
We help you express the conscience and wishes for what you have and leave behind and the constitution of privileges and responsibilities to guide all concerned.
We help you explore the motivations and develop and articulate the benefits, framework, discipline and communication of contributions you wish to make to communities that extend beyond your family.
We help you discover, establish and affirm the values, beliefs, attitudes, preferences and priorities for your contributions to your chosen communities. Then we help you with the ongoing management and administration of your philanthropic assets and endeavors.
