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PERSONAL WEALTH MANAGEMENT SERVICES
PRIVATE WEALTH MANAGEMENT

DISTINCTIVE VALUE

Professional
Family and Individual
Wealth Management

Our business is wealth management
and our focus is helping you succeed.

Scottsdale | Phoenix financial advisors.

ICW

Wealth Management Advisor Interview Guide

Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other Scottsdale financial advisors.

SHARED HISTORY

Our Most
Important Rankings

0 + years
average client tenure*
0 + years
client tenure for 34% of clients*

*As of January 31, 2023.
Client tenures precede the formation of Intelligent Capitalworks in 2005.

It’s not about the firm and how big it is.
It’s about long-term client success.
One client at a time.

CONSIDER EVERYTHING

Wealth Planning, Advice and Counsel

01

Planning and managing personal wealth can be a complex business endeavor. We serve as a dedicated advisor to help meet our clients’ wealth management needs in deeper, more focused and more helpful relationships. We are prepared to be your first call to help you.

It's just part of what we do.

CONSIDER EVERYTHING

Saving and Investment Management

02

If you don’t get this right, nothing else matters. Precious few plans will succeed without saving and long-term, after-tax compounding of your investment returns. We help position your investments and accounts to benefit from after-tax, risk-managed, long-term wealth compounding. We construct and manage separate accounts of individual securities diversified for each client.

It's just part of what we do.

CONSIDER EVERYTHING

Tax Planning and Strategy

03

The number of tax regimes we are all faced with is mind-boggling. We help you consider how to best structure the investments you make and your exit strategy before you commit capital to help you minimize your overall tax exposures and costs, and improve your overall tax efficiency and effectiveness.

It's just part of what we do.

CONSIDER EVERYTHING

Exit and Retirement Planning

04

Whether you’re preparing to sell or transfer your ownership in your largest asset – your privately held business, or you’re preparing for retirement from your career, we help you develop your vision for what’s next to help you maximize value to you, minimize your taxes in transition and reduce the chances of portfolio failure in retirement.

It's just part of what we do.

CONSIDER EVERYTHING

Risk Survey and Insurance Planning

05

Risk and insurance touches every aspect of personal and business life. Risks to your life, health, property, livelihood and ability to work, profession, personal data . . . life is full of risks. Insurance helps keep you whole when bad things occasionally happen. We don’t sell insurance. We help develop, organize and manage your risk matrix and strategy.

It's just part of what we do.

CONSIDER EVERYTHING

Budget and Expense Management

06

Cash flow is the oxygen of your financial life. We construct a proprietary cash flow bridge to help you avoid liquidating your long-term investments to meet your financial obligations while productively managing a cash management portfolio for you.

It's just part of what we do.

CONSIDER EVERYTHING

Cash and Liquidity Management

07

Active cash management and credit facilities support stable and healthy cash flow management. We help you maintain control over lumpy or mismatched timing of cash flows, unexpected cash flow reductions or losses, or the headwinds of unexpected or increased expenditures.

It's just part of what we do.

CONSIDER EVERYTHING

Trust and Estate Planning

08

Planning for the protection and transfer of your estate helps contribute to the legacy of your life’s work. Without a plan, you forfeit opportunities to express your wishes for the fruits of your life’s work and accept the default plan the government has for you. We help you express your wishes and protect yourself and those you love and care about.

It's just part of what we do.

CONSIDER EVERYTHING

Philanthropic and Legacy Planning

09

Philanthropic and legacy planning helps enable you to expand your estate planning effort with a mosaic of values, meaning, guidance, purpose and responsibility for your posterity and matters that are of lasting importance to you. We help you plan and express your philanthropic intent while minimizing administrative complexity.

It's just part of what we do.

INTER-DISCIPLINARY

How We Do It

We position you as the CEO for your capital.

It’s your capital, so we position you as the highest-ranking member of your wealth management team,
responsible for setting the agenda and delegating responsibilities to C-Suite professionals.

The best CEOs recruit and hire proven, accomplished C-Suite professionals.

Our C-Suite professionals join your team.

We are professionals whose titles begin with C, meaning the “chiefs” who get things done.
This is the group of people with the most important roles to help you as CEO.
We have decades of deep experience advising wealthy families with complex financial needs.

Together, we focus on your desired results.

We help you get your capital working intelligently for you.

ENGAGED STAKEHOLDERS

Wealth Management Professionals

CAREER-PREPARED

Professionally Committed

Centre for
Fiduciary Excellence

Scottsdale Financial Advisors

CEFEX-certified firms adhere to a standard representing the best practices in their industry. Intelligent Capitalworks is one of only two CEFEX-Certified financial advisory firms in Arizona offering fiduciary fee-only wealth advisory services for high-net worth individuals, families, and trusts.

Fiduciary Financial Advisors Scottsdale | Phoenix

Institute for the
Fiduciary Standard

All investors want an advisor they can trust. The Institute for the Fiduciary Standard is a champion for investors. Helping investors find a real fiduciary advisor is the Institute’s mission. Intelligent Capitalworks is one of the only two financial advisory firm members of the Institute in Arizona. 

Fiduciary Financial Planners Scottsdale | Phoenix

Certified Financial Planner
Board of Standards

CFP Board Logo

CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to servicing their clients’ best interests. All client advisors at Intelligent Capitalworks are Certified Financial Planner™ professionals.

Certified Financial Planners Scottsdale | Phoenix

National Association of
Personal Financial Advisors

NAPFA Logo

NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.

NAPFA Financial Advisors Scottsdale | Phoenix

CFA
Institute

ewerwrwerwerw

The CFA Institute is a global, not-for-profit professional organization that provides investment professionals with finance education. The institute aims to promote standards in ethics, education, and professional excellence in the global investment services industry.

Investment Managers Scottsdale | Phoenix

Fee-Only Network
A Partnership With NAPFA

Logo_FeeOnlyNetwork

NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.

Fee-Only Financial Planners Scottsdale | Phoenix

Academy of
Special Needs Planners

Academy of Special Needs Planners

The Academy of Special Needs Planners consists of special needs planning professionals such as attorneys, financial planners and trust officers who provide the knowledgeable service and advice to persons with special needs and to their families.

Special Needs Planners Scottsdale | Phoenix

Central Arizona
Estate Planning Council

CAEPC

The Central Arizona Estate Planning Council is a group of approximately 200 professionals working in the greater Phoenix, Arizona area, that specialize in legal, accounting, insurance, investment, trust, and valuation services, as well as representatives from various charitable organizations.

Estate Planners Scottsdale | Phoenix

National Center for
Family Philanthropy

ncfp

The National Center for Family Philanthropy offers a range of programs and services to foster learning for philanthropic families and provide easy onramps for families to begin planning, learning, and accessing custom philanthropic support and resources.
Intelligent Capitalworks is the only Arizona-based wealth management consultant and philanthropic advisor member of NCFP.

Philanthropic Advisors Scottsdale | Phoenix

National Society of
Compliance Professionals

Print

The National Society of Compliance Professionals is a nonprofit, membership organization dedicated to providing financial services compliance professionals with a wide range of compliance resources, continuing education and regulatory involvement through representation of compliance interests.  Intelligent Capitalworks is the only member of the NSCP in Arizona.

Fiduciary Wealth Advisors Scottsdale | Phoenix

Investment Adviser
Association

IIAA

The Investment Adviser Association advocates before lawmakers and regulators as the only organization exclusively representing the interests of fiduciary investment advisory firms on issues that matter to advisers and their clients. Intelligent Capitalworks is the only member in metropolitan Phoenix offering fiduciary fee-only wealth advisory services.

Fiduciary Investment Advisers Scottsdale | Phoenix

Investment Adviser
Public Disclosure

IAPD

Investment Adviser Public Disclosure (IAPD) database provides information about investment adviser firms registered with the SEC and most state-registered investment adviser firms. The SEC typically regulates larger investment advisers while smaller investment advisers generally are regulated by the states. You can search for an Investment Adviser firm on this website.

Registered Investment Advisers Scottsdale | Phoenix

Bloomberg
Business

Bloomberg Business

Bloomberg Business Profile: ICW Investment Advisors LLC, doing business as Intelligent Capitalworks, offers fiduciary investment and wealth management services. The Company specializes in retirement planning, investment management, trust and estate planning, and philanthropic planning. Intelligent Capitalworks serves clients in the United States.

Fiduciary Wealth Management Scottsdale | Phoenix

Financial Planning
Association

FPA Greater Phoenix

The Financial Planning Association© (FPA©) is the leading membership organization for CERTIFIED FINANCIAL PLANNER ™ professionals and those engaged in the financial planning process. FPA offers resources designed to help individuals understand the importance of financial planning and the value of objective advice from a financial planner.

CFP Scottsdale | Phoenix

An experienced family wealth management fiduciary.
Scottsdale | Phoenix financial advisors.

CAREER-PREPARED

Professionally Committed