
Measuring What Matters Most
Have you been measuring what matters most to your future financial success, or have you been focusing on the market’s
Professional expertise for a time of growing complexity.SM
We help you develop
your vision and plan.
Within your family, needs are different and reasons for prosperity differ, so the roads may wind in a variety of directions. We help you visualize with a broader view and more complete plan.
We are all on a journey. Each of our journeys takes us through multiple stages of life. The possibilities for each stage of our journey depends on our abilities to imagine and visualize our opportunities. Sometimes, the horizon of our opportunities is limited by what we can “see through the windshield” of what’s just in front of us. We have skills to help you visualize from a broader perspective. And we have experience that can also help you explore your vision for your best life. Importantly, we are experts at creating plans for your vision.
We create focus and
prepare your analyses.
Data and viewpoints are abundant. We help you discern and discriminate among ideas and create a framework for your success. We focus on your key issues and develop targeted studies.
We all suffer from data and opinion overload. Few of us have the time or training to collect the relevant data and analyze it through the lens of our goals. One of our jobs is to help you hone in on your key issues and eliminate 97+% of all the ideas, strategies and tactics that don’t merit your attention. We do this by identifying the proper studies to prepare for you and follow the data where it leads us. This leads us to building a rational framework for you to evaluate the various strategies that have the best chances of moving you closer to where you want to go.
We create and integrate
your strategies.
Advanced-level engagements require skilled, competent multi-disciplinary professionals. We use our breadth and depth-of-field to create and integrate your wealth management strategies.
You’ll need the skills, experience and judgment from at least 10 allied disciplines of wealth management to create the whole-system thinking that can produce the integrated strategies that address your needs. This is complex work with a multitude of variables that can produce opposite results. It’s a workspace in multiple dimensions. We are educated, trained and experienced for this work.
We tailor and manage
your investments.
Precious few plans will succeed without long-term compounding of your returns. We position and manage your investments to benefit from after-tax, risk-managed, long-term wealth compounding.
What makes plans work is capital growth. The playing field is arrayed with no shortage of obstacles that conspire to impair capital growth. Life’s hiccups, mistakes, miscalculations, investment emotions and behaviors, taxes, regulations, underqualified advisors, bad actors, expenses – the list is long and distinguished. Whatever or whoever the conspirators are, capital growth is paramount. Forces outside and within your control must be well-managed. Your investments and investment operations must be selected, tailored and positioned to reduce unforced errors, minimize opportunities for mistakes and compound your long-term, after-tax returns.
We help coordinate
and manage
your workflows.
The “daily lifting” required to help you fulfill your plan rests in processes, workflows and document management. We work on the front lines every day helping you get things done.
Building and keeping wealth is a tough sport. The strength of the field is among the most competitive in the world. The unglorified underbelly includes the troops managing all the support systems, processes and workflows that keep the plan on track and the vision alive. It’s the daily lift of the compulsory work to meet laws, regulations, requirements and deadlines. We manage our growth with selective new client engagements to provide our existing clients with ample staffing and resource development to meet their needs.
Winner’s games are those games whose outcome is largely determined by the actions of the winner. Loser’s games are those games whose outcome is largely determined by the actions of the loser. When you are crossing the $10 million threshold of assets, the game starts to become yours to lose. Chances are it’s taken much of the time in your life to get here and you may not have the vitality to do it again. Curating is the process of selecting, organizing and using professional, expert knowledge so that you can regain time back in your life.
For families and individuals who have accumulated $1 million or more and who are planning to accumulate $5 million or more at retirement. Your first million was the hardest. You are completing the launch sequence and preparing for liftoff.
Congratulations on your arrival to this point in time. Most likely, neither the markets, nor top-performing investment managers will rescue you from continuing to save and invest unless you are very young, so your most important act will be to continue to save and keep investing. Next on the list is to recognize that you are leaving the field of financial planning per se, and beginning the migration up the wealth planning ladder. Now, there is so much more to think about and address. Here you will begin to practice the art and skills of wealth management.
For families and individuals who have accumulated $2 million or more and who are planning to accumulate $5 million or more at retirement. Your second million came in half the time it took to accumulate your first million. You have achieved liftoff and your mission is underway.
You now have more assets than most small businesses. In fact, managing your wealth is becoming a business unto itself. You recognize that this is no longer a side-hustle. You need to surround yourself with a competent team of people who are better at this than you are. Whether you are a business owner, professional or executive, you live every day knowing the importance and necessity of hiring and retaining talent. They must be better at the job than you are or you know you’ll get the job back. Worse, you don’t yet realize your need to delegate.
For families and individuals who are close to accumulating $5 million or more. You have been on the mission for a few years. As your wealth has grown, your financial life has become more complex. Now there is much more to think about and course corrections are important.
Winner’s games are those games whose outcome is largely determined by the actions of the winner. Loser’s games are those games whose outcome is largely determined by the actions of the loser. When you are crossing the $10 million threshold of assets, the game starts to become yours to lose. Chances are it’s taken much of the time in your life to get here and you may not have the vitality to do it again. Curating is the process of selecting, organizing and using professional, expert knowledge so that you can regain time back in your life.
For families and individuals who are close to accumulating $10 million. You are reaching escape velocity. You are transitioning from gaining to maintaining altitude. Time and money may have traded in importance in your life and the focus is now heightened on unforced errors.
You now are in a position to do what you want, when you want, with whom you want for as long as you want. It’s an exciting time to explore the possibilities. “If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours. He will put some things behind, will pass an invisible boundary; new, universal, and more liberal laws will begin to establish themselves around and within him; or the old laws be expanded, and interpreted in his favor in a more liberal sense, and he will live with the license of a higher order of beings.” Henry David Thoreau, Walden
For families and individuals who have accumulated more than $10 million. You have reached escape velocity. So much of your life is no longer compulsory. You now have the opportunity to envison and create. What will you learn? What will you ponder? What will you contribute? What will you do?
Managing wealth successfully to get future-ready is a challenging endeavor. It requires integrating multi-disciplinary skills combined with the discipline of frequent attention and the commitment of time and energy to manage dozens of inter-related workflows.
As fiduciary fee-only Scottsdale financial advisors, we specialize in wealth planning and advisory services that help solve the retirement planning, investment management, estate planning and wealth management problems that stand in the way of your desired future, not selling financial products masquerading as solutions.
We are always client-inspired, data-driven, process-managed, progress-measured and results-oriented to help get you future-ready. The targeted result is always to help you live your best life.
It’s not about how big the firm is. It’s about long-term commitment.
average client satisfaction*
*As of January 31, 2023
client tenures precede the formation of Intelligent Capitalworks
It’s hard to help clients achieve long-term success if they’re not long-term clients.
We’re long-term Scottsdale financial advisors with long-term wealth management clients.
We have been working with Vince Rossi for nearly three decades. He now works for five separate branches of our family. We couldn’t have been in better hands. Can’t imagine working with anyone else. He now works for five separate branches of our family. couldn’t have been in better hands.
As of January 2023
We have been working with Vince Rossi for nearly three decades. He now works for five separate branches of our family. We couldn’t have been in better hands. Can’t imagine working with anyone else. He now works for five separate branches of our family. couldn’t have been in better hands.
As of January 2023
We have been working with Vince Rossi for nearly three decades. He now works for five separate branches of our family. We couldn’t have been in better hands. Can’t imagine working with anyone else. He now works for five separate branches of our family. couldn’t have been in better hands.
As of January 2023
Testimonials
An experienced top-ranked wealth management team of fee-only financial advisors and financial planners with a long history of providing financial planning, investment and wealth management services, and advice integral for family office services.
It is a privilege that very few people, if any, will get in their lives to be entrusted with guiding you financially and helping you look after your financial well-being.
It is an honor for us to receive the trust of others to advise them financially and manage their money. It is a responsibility that we approach with great care and respect, and that begins with important disclosures for us as fiduciaries and Scottsdale financial advisors.
Our team of fee-only financial advisor professionals brings more than 100 years of collective experience to help you address and solve your wealth management needs.
Financial Planners Scottsdale
Fee-Only Financial Advisors Scottsdale
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The Family Wealth Alliance serves the multifamily wealth community: family wealth firms, family wealth professionals, and the people, ideas, and resources that help them serve their clients at the highest level. Intelligent Capitalworks is one of two metro Phoenix, Arizona members of the Family Wealth Alliance.
NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.
CEFEX-certified firms adhere to a standard representing the best practices in their industry. Intelligent Capitalworks is one of only two CEFEX-Certified financial advisory firms in Arizona offering fiduciary fee-only wealth advisory services for high-net worth individuals, families, and trusts.
All investors want an advisor they can trust. The Institute for the Fiduciary Standard is a champion for investors. Helping investors find a real fiduciary advisor is the Institute’s mission. Intelligent Capitalworks is one of the only two financial advisory firm members of the Institute in Arizona.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP© professionals meet rigorous education, training and ethical standards, and are committed to servicing their clients’ best interests. All client advisors at Intelligent Capitalworks are Certified Financial Planner professionals.
Fee-only financial advisors do not earn commissions or sell investment products. Every financial planner, financial advisor and investment manager on FeeOnlyNetwork.com has been vetted to meet the high standards of the National Association of Personal Financial Advisors (NAPFA) for strict fee-only compensation and ethical obligation.
The Academy of Special Needs Planners consists of special needs planning professionals such as attorneys, financial planners and trust officers who provide the knowledgeable service and advice to persons with special needs and to their families.
The Central Arizona Estate Planning Council is a group of approximately 200 professionals working in the greater Phoenix, Arizona area, that specialize in legal, accounting, insurance, investment, trust, and valuation services, as well as representatives from various charitable organizations.
The Investment Adviser Association advocates before lawmakers and regulators as the only organization exclusively representing the interests of fiduciary investment advisory firms on issues that matter to advisers and their clients. Intelligent Capitalworks is the only member in metropolitan Phoenix offering fiduciary fee-only wealth advisory services.
Investment Adviser Public Disclosure (IAPD) database provides information about investment adviser firms registered with the SEC and most state-registered investment adviser firms. The SEC typically regulates larger investment advisers while smaller investment advisers generally are regulated by the states. You can search for an Investment Adviser firm on this website.
Bloomberg Business Profile: ICW Investment Advisors LLC, doing business as Intelligent Capitalworks, offers fiduciary investment and wealth management services. The Company specializes in retirement planning, investment management, trust and estate planning, and philanthropic planning. Intelligent Capitalworks serves clients in the United States.
The Financial Planning Association© (FPA©) is the leading membership organization for CERTIFIED FINANCIAL PLANNER ™ professionals and those engaged in the financial planning process. FPA offers resources designed to help individuals understand the importance of financial planning and the value of objective advice from a financial planner.
Forbes Finance Council is an invitation-only, professional organization of senior-level financial services executives and leaders who are selected for the council based on their depth and diversity of experience in the financial services industry.
Using data points collected from the SEC, the investor.com Trust algorithm prompts questions Americans should ask their financial advisor. The investor.com Trusted badge is awarded to the advisory firms that meet strict regulatory requirements.
Nationwide
Virtual
Chandler
Gilbert
Mesa
Phoenix
Peoria
Glendale
Scottsdale HQ
Paradise Valley
Carefree
Tucson
Oro Valley
Green Valley
Prescott
Cottonwood
Flagstaff
Sedona
(866) 617-2900
(480) 542-2900
(602) 245-2900
(480) 951-2900
(520) 636-2900
(928) 222-2900
(928) 272-2900
Located in the heart of North Scottsdale
Promenade Corporate Center
Scottsdale Road at Frank Lloyd Wright Blvd.
Easy access from the Loop 101 or SR-51.
Nationwide
Virtual
(866) 617-2900
Chandler
Gilbert
Mesa
(480) 542-2900
Phoenix
Peoria
Glendale
(602) 245-2900
Scottsdale HQ
Paradise Valley
Carefree
(480) 951-2900
Tucson
Oro Valley
Green Valley
(520) 636-2900
Prescott
Cottonwood
(928) 222-2900
Flagstaff
Sedona
(928) 272-2900
Located in the heart of North Scottsdale
Promenade Corporate Center
Scottsdale Road at Frank Lloyd Wright Blvd.
Easy access from the Loop 101 or SR-51.
Nationwide
Virtual
(866) 617-2900
Chandler
Gilbert
Mesa
(480) 542-2900
Phoenix
Peoria
Glendale
(602) 245-2900
Scottsdale HQ
Paradise Valley
Carefree
(480) 951-2900
Located in the heart of North Scottsdale
Promenade Corporate Center
Scottsdale Road at Frank Lloyd Wright Blvd.
Easy access from the Loop 101 or SR-51.
Tucson
Oro Valley
Green Valley
(520) 636-2900
Prescott
Cottonwood
(928) 222-2900
Flagstaff
Sedona
(928) 272-2900
Copyright © 2005-2023 ICW Investment Advisors LLC, a Delaware limited liability company. All rights reserved.
After all, we have the same needs too – preserving, protecting and growing long-term bedrock wealth that forms a solid financial foundation.
We provide advice to let our clients know what we think is best for them and counsel to let them explore and decide what is best for them.
We combine intellectual capital with critical thinking and detailed analysis for cash flow planning, retirement planning, tax planning, investment management, trust and estate planning, and inter-generational and philanthropic planning. We manage 39 tailored wealth management client workflows.
As inflation remains high and interest rates rise, we empower you to make more confident cash and liquidity decisions by helping you migrate risk exposures and reduce volatility across your account holdings.
Cash management is a key component of liquidity management. It includes the efficient management of your cash flow, investments, and capital reserves in order to achieve your overall financial objectives.
Liquidity and cash management also involves managing the risk of short-term financing and making sure cash is available when needed.