Family and Individual
Wealth Management

Intelligent Capitalworks Wealth Management

An experienced family wealth management fiduciary.
Scottsdale | Phoenix financial advisors.


What We Do and Provide

Wealth Advice and Counsel


Planning and managing family wealth is a complex business endeavor. We serve as a dedicated advisor to serve our clients’ family wealth management needs in deeper, more focused and more helpful relationships.

Cash and Liquidity Management


Cash flow is the oxygen of your financial life. We construct a proprietary cash flow bridge for you to help you avoid cash shortfalls and meet your financial obligations while productively managing a separate cash management portfolio for you.

Risk Survey and Insurance Planning


Risk and insurance touches every aspect of personal and business life. Risks to your life, health, property, livelihood and ability to work, profession, personal data . . . life is full of risks. Insurance helps keep you whole when bad things occasionally happen.

Tax Planning and Strategy


The number of tax regimes we are all faced with is mind-boggling. We help you consider how to best hold title to the investments you make and your exit strategy before you commit capital to help you minimize your overall tax exposures.

Investment Management


Precious few plans will succeed without long-term, after-tax compounding of your investment returns. We position and manage your investments to benefit from after-tax, risk-managed, long-term wealth compounding.

Exit and Retirement Planning


Whether you’re preparing to transfer your ownership in your largest asset – your privately held business, or you’re preparing for retirement from your career, we help you develop your vision for what’s next to help you maximize value to you and minimize your taxes.

Trust and Estate Planning


Planning for the protection and transfer of your estate helps contribute to the legacy of your life’s work. Without a plan, you forfeit opportunities to express your wishes for the fruits of your life’s work and accept the default plan the government has for you.

Philanthropic and Legacy Planning


Philanthropic and legacy planning helps enable you to expand your estate planning effort with a mosaic of values, meaning, guidance, purpose and responsibility for your posterity and matters that are of lasting importance to you.


How We Do It

We position you as the CEO for your capital.

It’s your capital, so we position you as the highest-ranking member of your wealth management team, responsible for setting the agenda and delegating responsibilities to C-Suite professionals.

The best CEOs recruit and hire proven, accomplished C-Suite professionals.

Our C-Suite professionals join your team.

Professionals whose titles begin with C, meaning the “chiefs” who get things done.
This is the group of people with the most important roles to help you as CEO.
We have decades of deep experience advising wealthy families with complex financial needs.

Together, we focus on your desired results.

Your capital working intelligently for you.


Our Most
Important Rankings

0 + years
average client tenure*
0 + years
client tenure for 34% of clients*

*As of January 31, 2023.
Client tenures precede the formation of Intelligent Capitalworks.


Wealth Management Professionals


Professionally Committed

Centre for Fiduciary Excellence​

Scottsdale Financial Advisors
Scottsdale Financial Advisors

CEFEX-certified firms adhere to a standard representing the best practices in their industry. Intelligent Capitalworks is one of only two CEFEX-Certified financial advisory firms in Arizona offering fiduciary fee-only wealth advisory services for high-net worth individuals, families, and trusts.

Fiduciary Financial Advisors Scottsdale

Institute for the Fiduciary Standard


All investors want an advisor they can trust. The Institute for the Fiduciary Standard is a champion for investors. Helping investors find a real fiduciary advisor is the Institute’s mission. Intelligent Capitalworks is one of the only two financial advisory firm members of the Institute in Arizona. 

Fiduciary Financial Planners Scottsdale

Certified Financial Planner Board of Standards, Inc.

CFP Board Logo

CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP© professionals meet rigorous education, training and ethical standards, and are committed to servicing their clients’ best interests. All client advisors at Intelligent Capitalworks are Certified Financial Planner professionals.

Certified Financial Planners Scottsdale

National Association of Personal Financial Advisors


NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.

NAPFA Financial Advisors Scottsdale

CFA Institute


The CFA Institute is a global, not-for-profit professional organization that provides investment professionals with finance education. The institute aims to promote standards in ethics, education, and professional excellence in the global investment services industry. Our portfolio managers have completed the CFA® Program.

Investment Managers Scottsdale

Fee-Only Network, A Partnership With NAPFA


NAPFA is the standard bearer for fee-only, fiduciary financial advisors advocating for high professional and ethical standards working in a strict-fee-only, fiduciary capacity. All client advisors at Intelligent Capitalworks are NAPFA members. Learn more about: Charles Rossi, Michael Rossi and Vincent Rossi.

Fee-Only Financial Planners Scottsdale

Academy of Special Needs Planners

Academy of Special Needs Planners

The Academy of Special Needs Planners consists of special needs planning professionals such as attorneys, financial planners and trust officers who provide the knowledgeable service and advice to persons with special needs and to their families.

Special Needs Planners Scottsdale

Central Arizona Estate Planning Council


The Central Arizona Estate Planning Council is a group of approximately 200 professionals working in the greater Phoenix, Arizona area, that specialize in legal, accounting, insurance, investment, trust, and valuation services, as well as representatives from various charitable organizations.

Estate Planners Scottsdale

National Center for Family Philanthropy


The National Center for Family Philanthropy offers a range of programs and services to foster learning for philanthropic families and provide easy onramps for families to begin planning, learning, and accessing custom philanthropic support and resources.
Intelligent Capitalworks is the only Arizona-based wealth management consultant and philanthropic advisor member of NCFP.

Philanthropic Advisors Scottsdale

National Society of Compliance Professionals


The National Society of Compliance Professionals is a nonprofit, membership organization dedicated to providing financial services compliance professionals with a wide range of compliance resources, continuing education and regulatory involvement through representation of compliance interests.  Intelligent Capitalworks is the only member of the NSCP in Arizona.

Fiduciary Wealth Advisors Scottsdale

Investment Adviser Association


The Investment Adviser Association advocates before lawmakers and regulators as the only organization exclusively representing the interests of fiduciary investment advisory firms on issues that matter to advisers and their clients. Intelligent Capitalworks is the only member in metropolitan Phoenix offering fiduciary fee-only wealth advisory services.

Fiduciary Investment Advisers Scottsdale

Investment Adviser Public Disclosure


Investment Adviser Public Disclosure (IAPD) database provides information about investment adviser firms registered with the SEC and most state-registered investment adviser firms. The SEC typically regulates larger investment advisers while smaller investment advisers generally are regulated by the states. You can search for an Investment Adviser firm on this website.

Registered Investment Advisers Scottsdale

Bloomberg Business

Bloomberg Business

Bloomberg Business Profile: ICW Investment Advisors LLC, doing business as Intelligent Capitalworks, offers fiduciary investment and wealth management services. The Company specializes in retirement planning, investment management, trust and estate planning, and philanthropic planning. Intelligent Capitalworks serves clients in the United States.

Fiduciary Wealth Management Scottsdale

Financial Planning Association

FPA Greater Phoenix

The Financial Planning Association© (FPA©) is the leading membership organization for CERTIFIED FINANCIAL PLANNER ™ professionals and those engaged in the financial planning process. FPA offers resources designed to help individuals understand the importance of financial planning and the value of objective advice from a financial planner.

CFP Scottsdale

An experienced family wealth management fiduciary.
Scottsdale | Phoenix financial advisors.


Professionally Listed

Forbes Finance Council


Forbes Finance Council is an invitation-only, professional organization of senior-level financial services executives and leaders who are selected for the council based on their depth and diversity of experience in the financial services industry.

Fiduciary Wealth Advisers Scottsdale

Advisory HQ


Advisory HQ uses a “Top-Down Advisor Selection Methodology” that assesses fiduciary duty, independence, transparency, level of customized service, history of innovation, fee structure, quality of services, team excellence, and depth of experience.

Fiduciary Wealth Managers Scottsdale Trusted Advisor 2

Using data points collected from the SEC, the Trust algorithm prompts questions Americans should ask their financial advisor. The Trusted badge is awarded to the advisory firms that meet strict regulatory requirements.

Fiduciary Investment Management Scottsdale reviews, curates and scores financial advisors on more than 25 variables across five categories – Availability, Qualifications, Reputation, Experience, and Professionalism – and analyzes and gives you the results.

Personal Financial Advisors Scottsdale


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