PERFORMANCE WEALTH MANAGEMENT

TEAM PERFORMANCE WEALTH MANAGEMENT

Schedule
- - Schedule Appointment
    
    Calls and meetings with prospective clients are complimentary.
    
    Discover how our advanced professional services might help you better address your personal wealth planning and management needs. We look forward to meeting and learning how we may be able to help you.
- - WELCOME TO INTELLIGENT CAPITALWORKS
    
    Please schedule an appointment that meets your needs below.
    
    If you don’t see a time that meets your needs, we’ll do our very best to accommodate you.
    Please call Monique Pressley at (480) 951-2900 or email her at [email protected].
    
    We look forward to meeting with you.
  - Prospective Client | Phone Call
    15 minutes
    Prospective Client | Office Meeting
    1 hour
    Prospective Client | Virtual Meeting
    1 hour
  - Wealth Management Professional Interview Guide
    
    Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other wealth management advisors.
Contact
- - (480) 951-2900 Scottsdale | HQ
    (602) 245-2900 Phoenix | West Valley
    (480) 542-2900 Chandler | East Valley
    (866) 617-2900 Nationwide
    
    We currently serve clients in these 13 states plus the District of Columbia: AZ, CA, CO, DE, FL, LA, MA, NC, PA, SC, TX, VA, WA & WI.
    
    Wealth Management Professional Interview Guide
    
    Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other wealth management advisors.
- - WELCOME TO INTELLIGENT CAPITALWORKS
  - In the heart of North Scottsdale
    Scottsdale Rd & Frank Lloyd Wright Blvd
    16427 N Scottsdale Rd, Suite 350
    Scottsdale, AZ 85254-1599
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  - Find out how we may be able to help you improve your financial life.
    
    Submit your contact information or call us today.
    
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Disclosures
- - Investment Adviser Public Disclosure
    
    Public Disclosure
    
    Investment advisers generally are regulated by the U.S. Securities and Exchange Commission (SEC) or state securities authorities. The SEC typically regulates investment advisers that have assets under management in excess of $100,000,000. Investment advisers that do not meet this threshold generally are regulated by the states.
    
    Intelligent Capitalworks is registered with the U.S. Securities and Exchange Commission and regulated by the U.S. Securities and Exchange Commission, the U.S. Department of Labor and state securities regulators. Registration of an investment adviser does not imply any level of skill or training.
- - U.S. SECURITIES AND EXCHANGE COMMISION (SEC)
    
    The SEC has defined a process registered investment advisors must follow to report their disclosures using a Uniform Application for Investment Adviser Registration (Form ADV). Form ADV has three parts.
  - Client Relationship Summary | Form CRS | Form ADV Part 3
    The purpose of Form CRS is to reduce confusion for retail investors and assist them when deciding whether to: establish a brokerage services or investment advisory relationship; engage a particular firm or financial professional; or terminate or switch a relationship or specific service.
  - Firm Brochure | Form ADV Part 2A
    Part 2A of Form ADV (the Disclosure Brochure) requires advisors to convey the information contained in Form ADV Part 1 to their clients in a brochure spelled out in plain English.
  - Brochure Supplement | Form ADV Part 2B
    Part 2B of Form ADV (the Brochure Supplement) requires advisors to provide additional information about the qualifications and experience of the investment adviser’s representatives (IARs).
  - Firm Information | Form ADV Part 1
    Form ADV Part 1 includes basic information about the advisor’s business, business practices, ownership of the business, how many employees it has and any professional affiliations in a check-the-box format.
  - ICW Privacy Notice
    Federal law also requires registered investment advisers to provide you with a Privacy Notice that tells you how they collect, share, and protect your personal information.
  - Additional Notices
Client Login
- - An Engaged Level of Wealth Management
    
    Unaffiliated Qualified Custodians
    
    We invest and manage client accounts using these unaffiliated qualified custodians according to each client-approved investment guidelines built from a client’s personal planning strategies we develop.
- - INTELLIGENT CAPITALWORKS
    PERSONAL WEALTH MANAGEMENT APP
    The Intelligent Capitalworks Personal Wealth Management APP enables clients to collaborate with their wealth management team in a simple, elegant interface.

Consider Everything

Our Professional Credentials Explained

The enduring truth of wealth management is that becoming a successful steward of wealth is an evolutionary and multi-disciplinary journey of continual learning and problem-solving. Like so many other aspects of modern life and career fields, successful wealth management has become much more complex. The complexity requires more advanced education and training, deeper and broader experience, and the integrity and commitment to excel.

Like many professions, professional wealth management is an intellectual capital intensive business. Wealth management professionals require extensive amounts of expensive, lifelong advanced education and training. It can easily cost $1 million and years in formal education and training costs to achieve advanced-level wealth counsel mastery. Look to see who’s making/made the career commitment.

Look for Multi-Disciplinary Training and Experience

Wealth management is a multi-disciplinary endeavor. The work is complex, with a multitude of variables that can produce opposite results. It is a workspace in multiple dimensions. At a minimum, whole-system wealth management includes the experienced integration of these 10 allied disciplines of wealth management: financial planning, risk management, tax planning, investment consulting, investment management, trust and estate planning, trust administration, philanthropic planning, accounting and law.

Look for Adherence to a Fiduciary Standard.

A fiduciary stands in a special relationship of trust, confidence and responsibility with another person. The duties of a fiduciary include loyalty to the client and reasonable care with regard to the client’s assets. All of a fiduciary’s actions are to be undertaken in the best interest of the client. A fiduciary must avoid self-dealing and minimize and disclose conflicts of interest to the client. Look for adherence to a fiduciary standard.

CFA® ‒ Chartered Financial Analyst®

The Financial Times refers to the CFA® professional qualification as the “hardest exam in finance.”1 On average, it takes over four years to complete the full program.2

The Chartered Financial Analyst® (CFA®) is a globally-recognized professional designation that measures and certifies the competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering ethics, economics, quantitative methods, financial reporting and analysis, corporate issuers, equity and fixed income investments, derivatives, alternative investments, portfolio management and wealth planning. The charter is awarded by the CFA Institute.

Bachelor’s degree or higher, plus
A passing score on the Level I examination, plus
A passing score on the Level II examination, plus
A passing score on the Level III examination, plus
4,000 hours of qualifying work experience, plus
Professional references, plus
Adhering to the CFA Institute’s Code of Ethics and Standards of Professional Conduct, plus
Acceptance by the CFA Institute

1June 5, 2022
2CFA Institute, 2023

CFP^® ‒ CERTIFIED FINANCIAL PLANNER professional^®

Becoming a CFP^® requires years of experience, successful completion of standardized exams, a demonstration of ethics, and a formal education. A Certified Financial Planner Professional® has completed a CFP® Board Registered Program of study covering professional conduct and regulation, financial planning, risk management and insurance planning, investment planning, tax planning, retirement planning and estate planning. The CFP® designation is awarded by the Certified Financial Planner Board of Standards, Inc.

Bachelor’s degree or higher, plus
Fifteen (15) semester credit hours of upper division undergraduate or graduate classes, plus
A passing score on the 10-hour, two-day CFP® Certification Examination(pre-11/2014), or
A passing score on the 6-hour, one day CFP® Certification Examination, (post-11/2014), plus
6,000 hours of qualifying financial planning work experience, plus
Adhering to the CFP® Board’s Standards of Professional Conduct, plus
Adhering to a Fiduciary Standard, plus
Acceptance by the CFP® Board, plus
30 hours of Professional Continuing Education every two years, including ethics, plus
Recertification annually

ChFC® ‒ Chartered Financial Consultant®

Both Chartered Financial Consultants® and Certified Financial Planner Professionals are qualified to provide professional personal financial planning services. The coursework requirements for the Chartered Financial Consultant® credential are more extensive than the coursework requirements for the Certified Financial Planner Professional credential. The Charter is awarded by The American College of Financial Services.

Successful completion of the CFP® Certification Education Program, plus
Additional coursework, plus
Three years of qualifying work experience, plus
Adhering to the American College Code of Ethics and Procedures, plus
Acceptance by the American College of Financial Services, plus
30 hours of Professional Continuing Education every two years, including ethics, plus
Recertification bi-annually.

CLU® ‒ Chartered Life Underwriter®

Chartered Life Underwriters® complete extensive undergraduate or graduate coursework to develop an in-depth understanding of the practical, legal, and ethical aspects of life insurance underwriting, pensions, taxation, finance, retirement planning, estate planning, and planning for business owners. Chartered Life Underwriters® are educated in the protection, accumulation, preservation, and distribution of the economic values of human life. The Charter is awarded by The American College of Financial Services.

Twenty-four (24) semester credit hours of upper division undergraduate or graduate classes, plus
6,000 hours of qualifying insurance work experience, plus
Adhering to the American College Code of Ethics and Procedures, plus
Acceptance by the American College of Financial Services, plus
30 hours of Professional Continuing Education every two years.
Look for adherence to a Fiduciary Standard.

AEP® ‒ Accredited Estate Planner®

The Accredited Estate Planner® credential is a graduate level specialization in estate planning, awarded only to estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation, and character. Accredited Estate Planners® develop specialized estate planning knowledge. The credential is awarded and administered by the National Association of Estate Planners & Councils.

Currently a JD, CPA, CFP , ChFC , CLU or CTFA, plus
Good standing with their professional organization and not subject to disciplinary investigation, plus
Presently and significantly engaged in estate planning activities, plus
Completion of two graduate classes at the Richard D. Irwin Graduate School, plus
Five years of estate planning work experience, plus
Professional references, plus
Acceptance by the National Association of Estate Planners & Councils, plus
30 hours of Professional Continuing Education every 24 months, including 15 hours in estate planning, plus
Recertification annually.
Look for adherence to a Fiduciary Standard.

CAP® ‒ Chartered Advisor in Philanthropy®

The Chartered Advisor in Philanthropy® is a graduate-level program that provides the specialized knowledge and tools wealth advisors need to help clients articulate, advance and achieve their personal and family aspirations and philanthropic ambitions with expertise in taxation, fundraising, purposeful planning, family dynamics, and psychology. The Charter is awarded by The American College of Financial Services.

Nine (9) semester credit hours of graduate level classes, plus
Three years of qualifying philanthropic work experience, plus
Adhering to the American College Code of Ethics and Procedures, plus
Acceptance by the American College of Financial Services, plus
30 hours of Professional Continuing Education every two years, plus
Annual recertification.
Look for adherence to a Fiduciary Standard.

CTFA ‒ Certified Trust and Fiduciary Advisor

The Certified Trust and Fiduciary Advisor (CTFA) is a professional designation offered by the American Bankers Association (ABA), which provides training and knowledge in taxes, investments, financial planning, trusts, and estates. A Certified Trust and Fiduciary Advisor provides expertise for the provision of fiduciary services related to trusts, estates, guardianships and individual asset management accounts. The Certified Trust and Fiduciary Advisor credential is awarded by the American Bankers Association.

Bachelor’s degree or higher, plus
Five years of qualifying wealth management work experience, plus
A passing score on the CTFA Certification Examination, plus
Professional references, plus
Adhering to the Institute of Certified Bankers Professional Code of Ethics, plus
Acceptance by the Institute of Certified Bankers, plus
45 hours of Professional Continuing Education every three years, plus
Annual recertification.
Look for adherence to a Fiduciary Standard.

CIMA® ‒ Certified Investment Management Analyst®

Certified Investment Management Analyst® (CIMA®) certification is the peak international, technical portfolio construction certification designed for investment consultants, researchers, advisors, and wealth management professionals. The CIMA® certification provides sophisticated investment knowledge, along with the practical techniques to meet the real-world needs of individual and institutional investors. The Certified Investment Management Analyst® credential is awarded by the Investments and Wealth Institute.

A passing score on the Qualifying Examination, plus
Attending a CIMA® registered educational program, plus
A passing score on the Certification Examination, plus
Three years of qualifying financial services work experience, plus
Adhering to the Investments & Wealth Institute’s Code of Professional Responsibility, plus
Acceptance by the Investments & Wealth Institute, plus
40 hours of Professional Continuing Education every two years, plus
Bi-Annual recertification.
Look for adherence to a Fiduciary Standard.

CPWA® ‒ Certified Professional Wealth Advisor®

Certified Private Wealth Advisor® (CPWA®) certification is an advanced education and voluntary standard for advisors who serve high-net-worth clients. It’s designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of clients with a minimum net worth of $5 million. Unlike credentials that focus specifically on investing or financial planning, the CPWA program takes a holistic and multidisciplinary approach. The Certified Professional Wealth Advisor® credential is awarded by the Investments and Wealth Institute.

A passing score on the Qualifying Examination, plus
Attending a CPWA registered educational program, plus
A passing score on the Certification Examination, plus
Three years of qualifying financial services work experience, plus
Adhere to the Investments & Wealth Institute’s Code of Professional Responsibility, plus
Acceptance by the Investments & Wealth Institute, plus
40 hours of Professional Continuing Education every two years, plus
Bi-Annual recertification.
Look for adherence to a Fiduciary Standard.

AIF® ‒ Accredited Investment Fiduciary®

The Accredited Investment Fiduciary® (AIF®) credential demonstrates that a designee has met educational, competence, conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of their clients. The Accredited Investment Fiduciary® (AIF®) credential is awarded by fi360 and The Center for Fiduciary Studies.

Bachelor’s degree or higher and a professional credential, plus
Completion of a minimum of twenty (20) required hours of training courses, plus
Completion of required capstone course, plus
Two years of relevant work experience, plus
A passing score on the AIF Certification Examination, plus
Adhering to the fi360 Code of Ethics and Conduct Standards, plus
Adhering to a Fiduciary Standard, plus
6 hours of Professional Continuing Education every year, plus
Annual recertification.

IACCP® ‒ Investment Adviser Certified Compliance Professional®

The Investment Adviser Certified Compliance Professional® credential certifies a compliance officer’s knowledge of investment advisory regulatory obligations, and additional competency in trading, regulatory mandates and other current regulatory priorities. The Accredited Investment Fiduciary® (AIF®) credential is awarded by NRS | ComplySci.

Completion of fifteen (15) required regulatory compliance courses, plus
Completion of five (5) elective regulatory compliance courses, plus
Two years of compliance work experience, plus
Submission of an ethics commitment and assessment, plus
A passing score on the IACCP Certification Examination, plus
6 hours of Professional Continuing Education every year, plus
Annual recertification.

NRS Investment Adviser Core Compliance Program Certificate

The NRS Investment Adviser Core Compliance Program provides essential training on the Investment Advisers Act of 1940, and a foundation of professional competence necessary to help support and strengthen an investment advisory firm’s compliance program administration. The Investment Advisor Core Compliance Program is administered by NRS|Comply.

Completion of ten (10) regulatory compliance courses, plus
Submission of Ethics commitment and assessment

Financial Industry Regulatory Authority (FINRA) Series 65 Uniform Investment Adviser Law Exam

The Series 65 exam is designed to qualify a candidate as Investment Adviser Representative (IAR) of a Registered Investment Adviser (RIA). The exam covers topics that have been determined to be necessary to understand in order to provide investment advice to clients. The FINRA Series 65 license is required to provide financial advice or services on a non-commission basis. Financial planners or advisors who provide financial planning or investment advice for an hourly fee are required to hold a Series 65 license. The exam is prepared by the North American Securities Administrators Association (NASAA) and administered by FINRA.

Wealth Management Advisor Interview Guide

Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other Scottsdale financial advisors

Wealth Management Servicescape

ICW Wealth Planning Institute

Our Mission (in 30 words)

Our Commitment (in 30 words)

Professional Relationships

Intelligent Capitalworks Profile

What Can We Help You Find?

Helpful Articles

Schedule Appointment

Wealth Management Professional Interview Guide

Wealth Management Professional Interview Guide

Investment Adviser Public Disclosure

Public Disclosure

An Engaged Level of Wealth Management

Unaffiliated Qualified Custodians

Consider Everything

Our Professional Credentials Explained

Look for Multi-Disciplinary Training and Experience

Look for Adherence to a Fiduciary Standard.

CFA® ‒ Chartered Financial Analyst®

CFP® ‒ CERTIFIED FINANCIAL PLANNER professional®

ChFC® ‒ Chartered Financial Consultant®

CLU® ‒ Chartered Life Underwriter®

AEP® ‒ Accredited Estate Planner®

CAP® ‒ Chartered Advisor in Philanthropy®

CTFA ‒ Certified Trust and Fiduciary Advisor

CIMA® ‒ Certified Investment Management Analyst®

CPWA® ‒ Certified Professional Wealth Advisor®

AIF® ‒ Accredited Investment Fiduciary®

IACCP® ‒ Investment Adviser Certified Compliance Professional®

NRS Investment Adviser Core Compliance Program Certificate

Financial Industry Regulatory Authority (FINRA) Series 65 Uniform Investment Adviser Law Exam

Wealth Management Advisor Interview Guide

About

CEO | Wealth Stewardship Class

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Who We Are

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How We Work

Featured Papers

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Company Information

Who We Are

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How We Work

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Featured Papers

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Serving Clients Throughout Arizona and Nationwide Since 2005

Serving Clients Throughout Arizona and Nationwide Since 2005

Serving Clients Throughout Arizona and Nationwide Since 2005

Serving Clients Throughout Arizona and Nationwide Since 2005

We help you developyour vision and plan.

01 WEALTH ADVICE AND COUNSEL

We help build and protectlong-term family wealth.

01 WEALTH ADVICE AND COUNSEL

We tailor your investmentsin separately managed accounts.

02 SAVING AND INVESTMENT MANAGEMENT

We stay focused on long-termcompounding of your returns.

02 SAVING AND INVESTMENT MANAGEMENT

We review the tax effectivenessof how you manage your wealth.

03 TAX PLANNING AND STRATEGY

We help you minimize and optimizematerial tax costs when possible.

03 TAX PLANNING AND STRATEGY

We help you visualizeand chart your future.

04 EXIT AND RETIREMENT PLANNING

We help you map a pathand navigate the transition.

04 EXIT AND RETIREMENT PLANNING

We help you developand manage your risk matrix.

05 RISK SURVEY AND INSURANCE PLANNING

We help protect you fromcatastrophic financial loss.

05 RISK SURVEY AND INSURANCE PLANNING

We help you understand, organize, andmaximize your financial resources.

06 BUDGET AND EXPENSE MANAGEMENT

CFP^® ‒ CERTIFIED FINANCIAL PLANNER professional^®

We help you develop
your vision and plan.

We help build and protect
long-term family wealth.

We tailor your investments
in separately managed accounts.

We stay focused on long-term
compounding of your returns.

We review the tax effectiveness
of how you manage your wealth.

We help you minimize and optimize
material tax costs when possible.

We help you visualize
and chart your future.

We help you map a path
and navigate the transition.

We help you develop
and manage your risk matrix.

We help protect you from
catastrophic financial loss.

We help you understand, organize, and
maximize your financial resources.

We help you create a framework for making
spending, saving, and investment choices.

We deliver timely cash visibility
across all accounts.

We help you forecast,
position and manage your cash.

We help you detail
your family’s financial needs.

We help you with the plan
to help keep your family secure.

We help you effectively express
your inspiration to help others.

We help you establish
your family giving.