Fiduciary Financial Advisors
We only serve clients as a fiduciary.
Intelligent Capitalworks voluntarily demonstrates adherence to a defined global fiduciary standard of Prudent Practices for Investment Advisors. CEFEX, the Centre for Fiduciary Excellence provides a rigorous and systematic annual fiduciary assessment performed by an independent fiduciary expert.
Fiduciary Financial Advisors
Certified to a
Global Fiduciary Standard.
We complete annual third-party audits to help foster a culture of continuous improvement.
CONSIDER EVERYTHING
Fiduciary
Financial Advisors
Financial Advisors
We only serve clients as a fiduciary.
Intelligent Capitalworks voluntarily demonstrates adherence to a defined global fiduciary standard of Prudent Practices for Investment Advisors. CEFEX, the Centre for Fiduciary Excellence provides a rigorous and systematic annual fiduciary assessment performed by an independent fiduciary expert.
IT’S JUST PART OF WHAT WE DO.
Fiduciary Wealth Management
Scottsdale | Phoenix
Scottsdale | Phoenix
Wealth management
designed to maximize your life.
Certified to a Global Fiduciary Standard.
We complete annual third-party audits to help foster a culture of continuous improvement.
Fiduciary Financial Advisors | Helping you accomplish your goals and objectives.
CEFEX, Centre for Fiduciary Excellence
CEFEX
Centre for Fiduciary Excellence
The Fiduciary Standard
CEFEX advisory firms adhere to the Global Fiduciary Standard of Excellence. This means they act in the best interest of investors. This is in contrast with a firm that lacks a fiduciary process.
The fiduciary standard offers a consistency of interpretation and implementation, which facilitates the transfer of knowledge between the advisor, clients, vendors and regulators.
The CEFEX certification audit is based on the standard described in the document: “Prudent Practices for Investment Advisors,” published by fi360, Inc. The technical review of the Prudent Practices was conducted by the American Institute of Certified Public Accountants.
Annual Audits
CEFEX certified advisory firms voluntarily undertake annual audits by independent fiduciary experts. This verifies their adherence to the fiduciary standard and is supplemental to the oversight performed by most financial regulators, who require advisors to meet a minimum compliance standard.
The assessment includes document review, client file sampling, on-site visits, a background check and interviews with senior representatives at the firm. The assessment methodology includes attorney-developed schedules based on regulation.
The objective is simple: to protect investors.
Investor Benefits
A CEFEX audit results in the publication of a CEFEX Independent Assessment Report. The independent Assessment Report demonstrates adherence to a best-practice standard among fiduciary financial advisors.
A CEFEX-certified advisory firm places your interests first to help you realize your investment objectives sooner, better align investment services to expenses, and be accountable for actions taken.
Institutional and individual investors expect these benefits from an advisory firm, as they would from any other professional organization. CEFEX certification demonstrates that the firm places a high importance on realizing these benefits.
Fiduciary Financial Advisors | Institute for the Fiduciary Standard
Fiduciary Financial Advisors
Institute for the Fiduciary Standard
The Fiduciary Standard
The Institute for the Fiduciary Standard is a champion for investors. The Institute’s programs and papers teach investors and advisors about what the fiduciary standard means. Helping investors find a real fiduciary advisor is the Institute’s mission.
The Highest Standard
The fiduciary standard has been called “the highest standard under the law.” The Real Fiduciary™ Practices required of members of the Institute for the Fiduciary Standard apply this rigorous law in basic practices. Intelligent Capitalworks is a member of the Institute for the Fiduciary Standard.
Investor Benefits
Advisors who subscribe to the Real Fiduciary™ practices are unique. They voluntarily agree to do more for their clients than regulators and other standards require. They agree to more education and more transparency and clarity about what they do and what it costs you.
Fiduciary Financial Advisor Interview Guide
Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other fiduciary financial advisors.
